Product Overview (Mainland China)
Name
Description
Supported Integration Options
C2C Salary & Family Support
The C2C personal remittance product supports individuals remitting funds to Mainland China to their own account or to accounts of their immediate family members. Coverage includes nearly all bank card accounts in Mainland China. Person-to-person payments between non-family members are considered transactional payments and therefore do not fall under the C2C scenario.
• SaaS Merchant Portal
C2C Salary & Family Support — Batch Transfers User Guide
• Global Payout API
C2C Salary & Family Support — API Integration Guide
B2B Services/Goods
xCurrency Hubs supports RMB cross-border payments for B2B goods trade scenarios, enabling overseas buyers to make compliant trade payments to suppliers in Mainland China. Payments can be remitted in RMB to corporate accounts or to authorized personal accounts, meeting diverse trade settlement needs.
• SaaS Merchant Portal
B2B Services/Goods — Batch Transfers User Guide
• Global Payout API
B2B Services/Goods — API Integration Guide
B2C Payroll
The B2C cross-border payroll product supports overseas employers paying salaries in RMB to employees in Mainland China, with funds credited in real time to the employee’s designated same-name RMB account. Settlement is based on real-time exchange rates, helping avoid FX losses caused by multi-currency conversions and supporting a variety of payroll use cases.
• SaaS Merchant Portal
B2C Payroll — Batch Transfers User Guide
• Global Payout API
B2C Payroll — API Integration Guide
RMB Collection (Pay-in)
The RMB collection (pay-in) service enables overseas enterprises or individuals to collect RMB funds in compliance and settle directly to a designated account in Mainland China. With a clear and traceable fund flow, it simplifies cross-border collection processes and improves settlement efficiency and fund controllability.
• Global Payin API
RMB Collection — API Integration Guide